Yes, in a world in which money is used as a tool and time unfolds A, B, C, you need to plan for the future.  You need to do certain things in order, but do you need to worry so much?  You cannot always predict the future.  Be here now.  Enjoy this now-moment.  Create future now-moments based on how you view this one.  Worry is unnecessary luggage.  “But I’m not going to be able to …”. You cannot fill in the blank and know this for sure.  Take every possible action you can in this now moment to ensure the best possible outcome.  Having done so, set your worry aside.  We are not saying that everything will turn out as you desire, but if you have done all you can, truly, then why worry?  Thought-control.  There is something to it.